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Beginner · 4 min read

MIS vs NRML: intraday and positional products explained

Two product types, two very different risk profiles.

Two ways to hold a position

When you place an order in an Indian trading terminal you choose a product type. It tells the system whether the position is meant to close today or may be carried to another day. IndieFunded's simulator supports both.

MISNRML
Stands forMargin Intraday Square-offNormal
Holding periodSame day onlyOvernight, up to expiry
End of dayClosed automatically before the market closes if still openStays open
Overnight gap riskNoneYes

When each fits

MIS suits trades built around a move within the session. Knowing the position must close today removes one decision and one risk: the market opening sharply against you tomorrow.

NRML suits a view that needs more than one session to play out. The cost is exposure to overnight events, and to a day's worth of time decay on the premium.

Overnight risk, in practice

Markets react to news that arrives while they are closed. The next session can open well above or below the previous close, and a stop-loss order cannot fill at a price the market never traded at.

  • Size NRML positions smaller than intraday ones, because the realistic worst case is larger.
  • Remember that an open NRML position still counts towards the next day's loss limits from the moment the market opens.
  • Be especially careful holding into expiry day, when time value disappears fastest.

Cut-off times change

The exact time open MIS positions are closed is shown in the platform. Brokers set their own cut-offs, and exchanges can change market hours.

Last reviewed 13 September 2026. This guide is general education. It is not investment advice or a recommendation to trade any security. IndieFunded is not registered with SEBI. Trading in derivatives carries a high risk of loss.